Car Insurance Quotes Colorado

Colorado Car Insurance - Before You Start Driving Here
Colorado Car Insurance - Before You Start Driving Here

Why is Car Insurance Important?

The risk of injury or death can be reduced by increasing security, but the risk of damaged vehicles is often unavoidable, both minor and severe damage. This makes our vehicle, in this case the car, need to be insured. What's more, a considerable amount of money is needed even if the damage is only in the form of blisters on the car.

Accidents are not the only reason. vehicle theft is increasingly increasing everywhere. Not only in big cities, small and quiet places are very often the target of crime. The risk of losing a vehicle continues to increase. Therefore, it is very logical if someone decides to insure his car.

Whether you are climbing the slopes or heading to the office, make sure you have Colorado car insurance that applies when you drive at Centennial State. Drivers who fail to show proof of insurance can face fines of up to $ 500, add points to their driving records, and in some cases suspended licenses and community service hours. To register a vehicle, the Colorado Motor Vehicle Bureau is in order. If you need car insurance or want to switch companies, you can get a Colorado auto insurance quote online.

Ski Rack Requirements in Colorado

There are laws about vehicle height and driver visibility that can cause you to be withdrawn by the police. When tightening ski equipment and other equipment to the roof, the driver must ensure there are no visual disturbances, such as ski tips that can block the view of the driver through the windshield or vehicle window. If you are skiing a vehicle, such as an SUV or van, note that the rack does not exceed the maximum height allowed in the 13-foot state. Violations are subject to fines and additional fees.

Colorado Minimum Automotive Insurance Requirements

Vehicle owners driving on Colorado roads must have at least the following minimum limits on their insurance policy:

  • Bodily Injury: $25,000 per person, $50,000 per accident

  • Property Damage: $15,000 per accident

  • Uninsured Motorist: $25,000 per person, $50,000 per accident*

  • Medical Payments: $5,000 per accident*

*Uninsured Motorist and Medical Payments can be rejected by signing an option form.

There are additional optional coverages that you may carry to better protect yourself and your vehicles. A GEICO insurance counselor can assist you in choosing the best Colorado auto coverage for your needs.

Colorado Teen Driver Licensing Process

For Colorado students who want to get their license on their 16th birthday, they must start driver education before the age of 15. Colorado needs a SIM for at least 12 months before applying for a Colorado driver license. Colorado law prohibits drivers under the age of 18 from using a cellphone while driving except to contact the police, fire department, or an emergency. Drivers aged 18 years and over may not use cell phones to send text messages while driving except to contact the police, firefighters, or emergencies.

The process for obtaining a driver's license varies depends on the driver's age:

  • If you start at or before age 15 and 6 months, you must complete a 30-hour driver's education course before you can apply for a learner's permit (minimum age 15). Permit holders who have logged 50 hours driving time, completed a 6 hour behind-the-wheel training course, and have held their permit for at least 12 months can then apply for a driver's license.

  • If you are between the ages of 15 and 6 months to 16 years of age, you can complete a 30-hour driver education course or a 4-hour class driver awareness program to qualify for permission from students. Permit holders who have logged 50 hours of driving time (plus 6 hours of training behind the wheel if you are younger than 16 years and 6 months when you apply for a license) and who have held their license for at least 12 months can then apply for a SIM .

  • If you start at age 16 or 17, there are no prior driver's education requirements before being eligible to apply for a learner's permit. Permit holders who have logged 50 hours driving time and who have held their permit for at least 12 months can then apply for a driver's license. Additional 6 hours behind-the-wheel training is optional.

For the first year, licensed driving is prohibited between midnight and 5 am, unless accompanied by an instructor, parent, or legal guardian.

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